Meet The Face Behind Centum Discount Mortgage Canada Inc.

Author: Centum Discount Mortgage Canada Inc. | | Categories: Debt Consolidation , First Time Home Buyer , Mortgage Agent , Mortgage Broker , Mortgage Calculator , Mortgage Lender , Mortgage Rates , Mortgage Refinance , Mortgage Renewal


I’m Roy Singh, the proud owner of Centum Discount Mortgage Canada Inc.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

I started my career as a life underwriter and financial planner with Sun Life in 1982. One of the most significant challenges I encountered as an agent when working with clients was the enormous debt load they often carried.

This debt prevented most people from reaching their financial dreams as they were using all their money to pay for existing debt and were unable to save for the future. I started to search for alternative methods to consolidate the deficit and reduce the interest, which would allow clients to save earlier for a prosperous future.

As I could not find any satisfactory options, I got into the mortgage brokerage industry in 1991 and soon set about formalizing training programs for agents entering into the mortgage field.

I also joined the Ontario Mortgage Brokers Association as a director and worked diligently to further the ethics and best practice of the mortgage industry. My dedication to enhancing the reputation of brokers was being noticed and I soon became the president of the Golden Triangle Chapter of OMBA.

In 1997, I co-founded The Mortgage Alliance Company of Canada (MAC) and helped to build one of the largest national mortgage brokerage companies in Canada, which was extremely rewarding.

Three years later, I left MAC and opened a brokerage of my own, which provided greater freedom to help Canadians with all their mortgage needs.

Since 2008, there have been significant changes to the mortgage rules in Canada, with banks also tightening their lending criteria. It has led Canadians to now more than ever, needing the services of a competent mortgage broker, and this is where I come in.

I empower my team to provide all the options so clients can make informed decisions based on the facts rather than what is best for the lender. I pride myself on working for my clients and not the banks in finding the best solution for their needs.

I specialize in helping people through the maze of mortgage lending and assist in solving their problems, whether it’s helping them consolidate debt or assisting in buying their first home.  

As an individual, I believe what sets me apart from the others is my straight forward and candid advice. I always do what I promise and put it in writing, which has created loyal customers who refer me to others.

My success has allowed me to grow by bringing my children into the fold. When my kids joined me and turned my firm into a real family business, it was a proud moment. 

When I am not securing lenders, I love playing cricket, golf, and working out. I also enjoy cooking and spending time with family.

I have enjoyed sharing my story about the things which matter to me and how they influence the way I do business.

If you or someone you know could benefit from our expertise as a mortgage broker in Kitchener, Ontario, I invite you to get in touch. Please visit our website at



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